The Honorable Judge Bibi: But it wasn't a horseman who was pressured, was it? It's your pressure. What was the source of the stress?
The witness, Mr. Feldman: No, I wasn't pressured by a horseman.
Moreover, on page 124 of the minutes, the plaintiff's husband was presented with an agreement with another non-bank lender with whom he had contracted, and it emerges that the interest he agreed to was much higher than that charged by the defendant (2.5% per month compared to interest at the rate of 14% per annum charged by the defendant) a fact that is also supported by the fact that the defendant did not exert pressure on the plaintiff's husband or entered into an agreement with him on unreasonable terMs.
- From here I will turn to the examination of the plaintiff's claim that the defendant was negligent towards her. This argument is based on the plaintiff first of all on the fact that the defendant allegedly knew that the financial situation of her husband or of the Builders and Protected Company was not good, and nevertheless she signed a loan under which her apartment was mortgaged. This argument was rejected by me, as detailed above in paragraph 100 of the judgment - where it was detailed at length that the plaintiff did not prove that the financial situation of the Bonim and Protected Company or of her husband was not good prior to taking the loans - on the contrary, it was proven that the financial entanglement began only years later.
Moreover, the plaintiff further argued that there was no economic logic in taking a loan from the defendant for the purpose of refinancing the mortgage from Bank Leumi, since the loan from the defendant was at a higher interest rate. However, first of all, in her testimony on page 73, lines 7-13, the plaintiff explicitly confirmed that she agreed to refinance the mortgage at a higher interest rate because she relied on her husband (i.e., that she was also given information regarding the discrepancies between the loan she was taking and the mortgage to Bank Leumi, and she agreed to this).