Elad Tubol, Adv. is Deputy Managing Director, General Counsel and Head of Claims Department at the Howden Israel Group (howden.co.il). Howden Israel is part of the London-based Hyperion International Insurance Corporation, which has about 220 offices in 40 countries. Howden Israel is the largest general insurance broker in Israel and deals in a variety of insurance areas, including directors 'and officers' insurance. Afik & Co. works in close collaboration with the Howden Group, including on issues of directors' and officers' insurance (D&O Insurance).