In accordance with the enactment of Chazal, the person who gives the dealer pays a fee for his dealings with the deposit, apart from the profits that are divided between them, in this way the dealer's occupation with the part of the deposit does not involve free dealing that constitutes interest for the loan he received. The amount of the dealer's fees can be a predetermined amount or a percentage of the profits or any other method permitted by Halacha.
Granting the status of a deposit for part of the loan therefore means twofold:
- The lender takes a percentage of the profits of the investment, since he has a partnership in the fund; 2. In the event of loss and loss, the lender who owns the deposit is harmed."
In order to deal with the problem of the possibility of loss of principal or profits, "a heavy burden was placed on the shoulders of the taker/dealer by adding conditions in the "transaction" notes, by which the owner of the coins is almost certain of the principal fees and also of the profit by way of a permit." There are two possible formulations: "One is that the owner of the coins gives a gift to the dealer that he will not be faithful to say that he has lost from the principal fees, but only according to valid and faithful witnesses, and as long as he does not clarify this, he must pay all the principal fees. The second is that the owner of the coins restricts the dealer in the terms of the transaction, and that if he violates these conditions, the dealer assumes responsibility for all the transaction fees, and even if there is a loss, he must pay the entire principal. According to these conditions, the owner of the coins has a good chance that he will not lose the transaction fees, even if the dealer loses. And even though according to the law he must bear half of the loss as part of the deposit in the transaction. In any event, it is permissible to do so, because there is a possibility, even if it is remote, that the dealer will indeed prove that he has lost, or that he will not violate the condition, and then half of the loss will fall to the owner of the coins. According to the same principle, there are conditions in the deeds of the transaction according to which the owner of the coins will be almost certain of the report of the transaction. This is that according to the rule of half a lender and half a deposit, the dealer must give the owner of the coins half of all that he earned in the transaction fees, for the part of his deposit. However, the dealer must prove to the satisfaction of the owner of the coins that this sum is indeed half of the profit. According to the conditions of the deeds of the transaction, he is not faithful to this, but only by a severe oath. However, the owner of the coins gives the dealer the choice to swear that he did not earn more or did not earn at all, and if not, the dealer should give the owner of the coins a fixed sum, as they compromised between them, in exchange for his share of the profit. From now on, the owner of the coins agrees that if he receives this sum, he waives his demand from the dealer to take a severe oath on the profit. Even if there is a spacing greater than this amount, he waives it in favor of the dealer. This amount is called the settlement amount."